Ideal for: Anyone who wants receive and send money securely without having to pay any fees
A rare app that combines fun and work, Circle Pay allows you to send money securely with no fee – and have some fun while you’re at it. All you need to do is enter the amount, choose your contact (or alternatively, punch-in their details), include a note, funny photo, or a cute GIF (yes, that’s the fun part), and you’re ready to send your money! The app has some cool features, which include your Circle Pay balance being displayed when you are about to send money, the ability to pay with your debit card in case your entered amount is more than your balance, fab security features like password, Touch ID and two-factor authentication to withdraw and send money, a Help section with lots of details, and touch-of-a-button access to the help center. With so much packed in just one app, what’s not to love?